My Financial Guides

	Check out these Financial Guides for practical, unbiased information to help you reach your goals.
	Banking
	What type of accounts should you keep your money in at a bank or savings and loan association? These Guides helps you choose the accounts that are right for you.

	Budgeting
	An essential component of your financial plan is a budget. It forces you to monitor your spending, enabling you to focus on which items might be reduced so that your can accumulate funds for retirement, education or other needs

	College Planning
	With the costs of a college education rising every year, the keys to funding your child's education are to plan early and invest shrewdly. However, there are steps you can take if you get a late start.

	Credit Cards
	Using your credit cards wisely is largely a matter of being informed — e.g., how much your card company is charging you for credit — and by following some simple tips for using the card.

	Estate Planning
	Estate planning is not just for the very wealthy. From creating a will, a living trust, or complicated planning initiatives, everyone should engage in some form of estate planning.

	Financial Planning
	A solid financial plan can alleviate financial worries about the future and ensure that you will meet your financial goals—whether they relate to retirement, asset acquisition, education, or just vacations.

	Insurance
	The reason you own insurance is to transfer financial risk from yourself to an insurance company. The specific types and amounts of insurance you should have depend on your life stage and specific plus a number of other factors.

	Vital Records
	Are you be able to locate insurance contracts, wills, and other important personal records quickly and easily? With this simple document locator system, you no longer need to wonder where to file a paper or where to find it.

	Retirement Planning
	It is never too late to start or to improve a retirement plan. These Guide shows you the basics of retirement planning, and enable syou to get started or to revamp an existing plan.

	Taxes
	This Financial Guide provides tax saving strategies for deferring income (often through the use of retirement plans), and maximizing deductions. It includes some strategies for specific categories of individuals, such as those with high income and those who are self-employed.